2025 First Half KOSME Direct Loan Beneficiaries: Preferential Interest Rate Application for High-Performance Companies
If your company significantly increased employment, exports, or revenue after a policy loan, seize this opportunity to reduce interest costs with preferential rates
- Deadline
- Closed
This program offers preferential interest rates to companies that achieved outstanding performance within one year after receiving direct loans from KOSME in the first half of 2025. Applications are accepted online via the KOSME website from July 13 to August 21, 2026, for eligible firms meeting employment, export, or revenue growth criteria.
3-second summary
- Target: KOSME direct loan beneficiaries from H1 2025
- Application Period: 2026.07.13 ~ 2026.08.21
- Eligibility Criteria: Increase of 10+ employees or specific thresholds in export/revenue growth
- Effective Date: Applied from the 25th installment payment (after Jan 2027)
Eligibility checklist
- KOSME direct loan beneficiaries from the first half of 2025 (Jan-Jun)
- Excluding suspended/closed businesses, terminated agreements, fixed-rate loans, and special funds
Schedule & how to apply
- Application Period: 2026.07.13(Mon) 09:00 ~ 2026.08.21(Fri) 18:00
- Application Method: KOSME Website - Digital Branch - Policy Fund Online Application
Recommended for
- Recommended for CEOs who received KOSME policy loans in H1 2025 and have shown significant growth in employment, sales, or exports over the past year.
Frequently asked questions
Who is eligible to apply?
Eligibility requirements: KOSME direct loan beneficiaries from the first half of 2025 (Jan-Jun); Excluding suspended/closed businesses, terminated agreements, fixed-rate loans, and special funds.
How do I apply?
Applications follow the official program notice, which is in Korean. See the source link for the method and receiving office; Beaconoi can prepare an English draft for your review.
Which organization runs this program?
This program is administered by Korea SMEs and Startups Agency (KOSME).
Last updated · Source: Korea SMEs and Startups Agency (KOSME) — official notice
※ Program information is compiled from each institution’s public sources; actual eligibility, amounts and deadlines may change. Always verify against the official notice (in Korean) before applying.