2026 Ministry of SMEs and Startups Policy Fund Loan Program for Small Business Owners (4th Amendment)
Small business owners issued disaster certificates can receive up to 100 million KRW in emergency management stabilization funds at a low annual interest rate of 2.0%.
- Eligible
- Loan Limit
- Deadline
- 마감일 원문 확인
This notice provides loan limits and interest rate conditions for various policy funds for small business owners, including Emergency Management Stabilization Funds, Refinancing Loans, and Re-challenge Special Funds. The supervising agency is the Ministry of SMEs and Startups, with announcement number No. 2026-478.
3-second summary
- Supervising Agency: Ministry of SMEs and Startups
- Announcement Number: No. 2026-478
- Emergency Management Stabilization Fund Limit: Up to 100 million KRW
- Refinancing Loan Limit: 50 million KRW
- Re-challenge Special Fund Limit: Up to 200 million KRW
Eligibility checklist
- Small business owners issued disaster certificates
- Small business owners facing temporary management difficulties
- Small business owners affected by Homeplus issues
- Medium-to-low credit rating small business owners
- Medium-to-low credit rating small business owners holding high-interest loans (over 7%) from banks/non-banks or loans with restricted maturity extensions
- Small business owners in preparation stage, early stage of re-startup, or undergoing debt adjustment
- Companies selected for Hope Return Package re-startup support
- Diligent repayers among re-startup small business owners recognized for growth potential such as sales increase and employment maintenance
- Enterprises owned by persons with disabilities
- Young entrepreneurs and small business owners employing youth
Recommended for
- Recommended for small business owners who have suffered disaster damage or are experiencing temporary management difficulties.
- Recommended for company representatives preparing for re-startup or those selected for the Hope Return Package.
Frequently asked questions
Who is eligible to apply?
This program is for Loan Limit. Details: Small business owners issued disaster certificates; Small business owners facing temporary management difficulties; Small business owners affected by Homeplus issues; Medium-to-low credit rating small business owners.
How do I apply?
Applications follow the official program notice, which is in Korean. See the source link for the method and receiving office; Beaconoi can prepare an English draft for your review.
Last updated · Source: official program notice
※ Program information is compiled from each institution’s public sources; actual eligibility, amounts and deadlines may change. Always verify against the official notice (in Korean) before applying.