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2026 Yongsan District Youth Enterprise Loan Support Program

Low-interest loan support at 1% per annum, up to KRW 100 million for SMEs and KRW 50 million for small businesses

Deadline
마감일 원문 확인

Loan applications are accepted via in-person visits to the Yongsan District Office One-Stop Service Counter from February 1 to November 30, 2026. SMEs can receive loans up to KRW 100 million and small business owners up to KRW 50 million at an annual interest rate of 1% for operational stability and facility funds.

3-second summary

  • Target: SMEs (up to KRW 100 million), Small Businesses (up to KRW 50 million)
  • Interest Rate: 1% per annum (as of 2026)
  • Repayment Method: 1-year grace period
  • Collateral: Real estate mortgage or credit guarantee
  • Purpose: Operational stability funds, facility funds, lease deposit

Eligibility checklist

  • Enterprises qualifying under Article 2 of the Small and Medium Enterprises Basic Act
  • Enterprises qualifying under Article 2 of the Small Business Basic Act
  • Exclusion of general entertainment restaurants, dance entertainment restaurants, and other gambling facility management/operation businesses
  • Exclusion of companies with loan records from other funds established in Yongsan District within the last 5 years

Schedule & how to apply

  • Application Period: Feb 1, 2026 - Nov 30, 2026 (Early termination if budget is exhausted)
  • Application Method: In-person visit to Woori Bank Job Fund One-Stop Service Counter at Yongsan District Office
  • Pre-consultation: Mandatory pre-consultation at Seoul Credit Guarantee Foundation Yongsan Center when providing credit guarantee as collateral

Recommended for

  • Recommended for CEOs of SMEs and small businesses located in Yongsan District who need funding for operational stability or facility investments.

Frequently asked questions

Who is eligible to apply?

Eligibility requirements: Enterprises qualifying under Article 2 of the Small and Medium Enterprises Basic Act; Enterprises qualifying under Article 2 of the Small Business Basic Act; Exclusion of general entertainment restaurants, dance entertainment restaurants, and other gambling facility management/operation businesses; Exclusion of companies with loan records from other funds established in Yongsan District within the last 5 years.

How do I apply?

Applications follow the official program notice, which is in Korean. See the source link for the method and receiving office; Beaconoi can prepare an English draft for your review.

Last updated · Source: official program notice

※ Program information is compiled from each institution’s public sources; actual eligibility, amounts and deadlines may change. Always verify against the official notice (in Korean) before applying.

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