[Incheon] 2026 Phase 3 Hope Incheon Small Business Management Stability Fund Support Project
Small businesses in Incheon can stabilize their operations with loans up to 50 million KRW and 3 years of interest subsidies.
- Deadline
- Closed
- Region
- 인천
This program supports small businesses located in Incheon with loans up to 50 million KRW per company, featuring a 1-year grace period followed by 5 years of equal principal repayment. The Incheon City provides interest subsidies of 2.0% for the first year and 1.5% for the next two years, while the guarantee fee is reduced to 0.8% annually.
3-second summary
- Target: Small businesses located in Incheon (including victims of Homeplus store closures)
- Loan Limit: Up to 50 million KRW per company
- Loan Period: 6 years (1-year grace period, 5-year monthly equal principal repayment)
- Interest Subsidy: 2.0% annually for the first year, 1.5% annually for the next two years
- Guarantee Fee Rate: 0.8% annually
Eligibility checklist
- Excluded: Companies currently using the 2026 Incheon Small Business Management Stability Fund
- Excluded: Companies that have used new guarantees from the foundation within the last 3 months
- Excluded: Companies with total guarantee amounts from the Foundation, SGC, or KODIT exceeding 200 million KRW
- Excluded: Businesses in restricted sectors such as luxury or entertainment
Schedule & how to apply
- Application Period: Until budget is exhausted
- Application Method: Online application (Bodream App) or in-person visit (limited to digitally disadvantaged groups)
Recommended for
- Recommended for business owners of small businesses located in Incheon.
Frequently asked questions
Who is eligible to apply?
Eligibility requirements: Excluded: Companies currently using the 2026 Incheon Small Business Management Stability Fund; Excluded: Companies that have used new guarantees from the foundation within the last 3 months; Excluded: Companies with total guarantee amounts from the Foundation, SGC, or KODIT exceeding 200 million KRW; Excluded: Businesses in restricted sectors such as luxury or entertainment.
How do I apply?
Applications follow the official program notice, which is in Korean. See the source link for the method and receiving office; Beaconoi can prepare an English draft for your review.
Last updated · Source: official program notice
※ Program information is compiled from each institution’s public sources; actual eligibility, amounts and deadlines may change. Always verify against the official notice (in Korean) before applying.